Our approach to investing for individuals uses the same techniques, tools, and knowledge used by institutional investors. This means using lower cost investment products, passive as well as active strategies, and alternative asset classes for diversification. This may include positions in individual equities if suitable for the client. This is in contrast to the traditional higher cost, limited menu approach of some retail firms.
We believe that the biggest enemies to your portfolio and wealth over time are the negative impact of expenses, taxes, and inflation. We are committed to managing unnecessary investment costs and identifying tax-advantaged strategies that strives to improve the chances of the success of your long-term financial plan. We add an element of tax efficiency in the design and monitoring of our portfolios.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.